How Will My Health Insurance Change if I Get Divorced?

If you are one of the many Colorado residents who may be expecting a divorce in 2017, you will have a lot of questions about what you can expect. There will be many things that you will have to make sure are properly taken care of to protect you and your children going forward. Maintaining your health insurance coverage is one of those things.

According to 360 Degrees of Financial Literacy, what will happen to your health insurance may depend upon your current employment status. If you have quit your job to stay home and raise your children, you may want to check into whether or not your divorce settlement could require your spouse to continue to provide insurance coverage for you and your children. Your spouse’s employer or the issuing health plan will be required by law to provide and comply with the terms of the decree. The Consolidated Omnibus Budget Reconciliation Act also may give you an avenue to continue your coverage for a period of time.

If you are employed and have access to health insurance from your employer, you might want to look into that option. Even with that, a Qualified Medical Child Support Order may be able to require a non-custodial parent to continue paying for health insurance coverage for the children. With a QMCSO some limitations may be in effect.

This information is not intended to provide legal advice but is instead meant to give Colorado residents an overview of some of the things to look into regarding your health insurance during a divorce.


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